The Direct Bill Divisions of Occidental Fire and Casualty Company and Wilshire Insurance Company offer a unique monthly direct bill payment plan for owner/operators and small to medium fleets. A deposit, equal to two months premium, plus the first monthly payment is required at the inception of the policy. We adjust the deposit as the monthly premium changes. At the annual anniversary of the policy, the deposit automatically rolls forward into the next policy term.

Because we know trucking, we understand the importance of providing prompt attention to State, Federal and Canadian filings. In many of the states, we write in, we use an electronic process to make these filings. Immediate confirmation of receipt of the filing is available in most of our states. In addition, we provide prompt attention to requests for certificates of insurance and additional insured endorsements.

To accommodate larger risks we offer composite rating for risks with more than 10 power units. In addition we have a Loss Control Department providing a variety of loss control services to all our insured's.

We presently offer our monthly direct bill program in Arizona, California, Colorado, Idaho, Iowa, Kansas, Maine, Montana, Nebraska, Nevada, New Mexico, Oregon, Rhode Island, Utah, Vermont, Washington and Wyoming. If your business is domiciled in one of these states, please see the Agent Locator to find an agent near you.